Expert Actuarial Consulting, Delivered with Rigour
Appointed Actuary
We are certified by the ASF (Insurance and Pension Funds Supervisory Authority) to perform the role of Appointed Actuary in the Life, Non-Life, and Pension Funds lines of business.
For insurance companies, this role plays a fundamental part in credibility and compliance, as legislation recommends that all actuarial valuations be validated by an independent actuary.
At Actuariado, we ensure:
Independent review of actuarial valuations;
Validation of assumptions and methodologies for Best Estimate and Solvency Capital Requirement (SCR) calculations;
Technical reports with absolute rigour and impartiality;
Support to the administration and supervisors in the decision-making process.
Our commitment is to ensure that the role of Appointed Actuary is performed with independence, transparency, and technical rigour.
Actuarial Consulting
We provide specialised actuarial consulting services to insurance companies, pension fund management entities, mutual associations, companies with pension plans, as well as any entity requiring actuarial support.
Our areas of expertise include:
Actuarial Function Support;
Actuarial valuations of technical provisions for Life and Non-Life insurance portfolios;
Actuarial valuations of pension funds and schemes, including post-employment benefit obligations;
Reserving calculations and actuarial support for mutual associations;
Premium and tariff adequacy studies;
Embedded Value and Appraisal Value valuation;
Support and guidance on the implementation of IFRS 17;
Development of tailor-made actuarial software.
We combine experience, innovation, and a client-centric approach to deliver bespoke solutions.
Sustainability Studies
We develop sustainability studies on Social Security systems.
Our studies assess long-term financial sustainability, analysing demographic trends, economic projections, and the impact on future pensions.
We also conduct studies of this nature for private companies with their own pension schemes.
Actuariado is certified by DGERT (the Directorate-General for Employment and Labour Relations), guaranteeing excellence and rigour in the training we provide.